If you are using our website, you shall be responsible for maintaining the confidentiality of your registered no. and You shall be responsible for all activities that occur by your account. You agree that if You provide any information that is untrue, inaccurate, not current, or incomplete or We have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with this Terms of Use, INCS have the right to indefinitely terminate or block access of your account on the Platform and refuse to provide you with access to the website and take legal action

Your mobile phone number is treated as your primary identifier on the Platform. It is your responsibility to ensure that your mobile phone number is up to date on the Platform at all times. You agree to notify Us promptly if your mobile phone number changes.

You agree that INCS shall not be liable or responsible for the activities or consequences of use or misuse of any information that occurs under your Account in cases, including, where You have failed to update Your revised mobile phone number and/or e-mail address on the Website Platform.

If You share or allow others to have access to Your account on the Platform, they will be able to view and access Your Account information. You shall be solely liable and responsible for all the activities undertaken under Your Account, and any consequences therefrom.

Membership Eligibility

Transaction on the Platform is available only to persons who are in defence. Civilians are not eligible to use this Platform.

Contents Posted on Platform

All content such as text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, and artwork is third-party user-generated content and INCS has no control over such third-party user-generated content as INCS is merely an intermediary for the purposes of this Terms of Use.


While availing any of the payment method/s available on the Platform, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to:

1. Lack of authorization for any transaction/s, or

2. Exceeding the present limit mutually agreed by You and between "Bank/s", or

3. Any payment issues arising out of the transaction, or

4. Decline of transaction for any other reason/s